Unified Payment Interface is a real time payment system that helps to transfer funds instantly between two banks with the help of mobile phone.
Ever since the launch of UPI in August 2016, the face of digital payments has changed vigorously. Today, UPI has become the most preferred mode of payment. Let us dive deep and understand what UPI 2.0 has to offer.
Key Features of UPI 2.0
Secure QR-code payments
The QR-core on UPI 2.0 will include a certificate which will ensure that the money has been transferred in the right account.
This feature will enable merchants to take credit using their overdraft account for making a transaction.
Sending an invoice
An invoice of the purchased product can be generated and sent to the customer.
Transaction limit Increased
UPI 2.0 has doubled the transaction limit to Rs. 200,000.
UPI 2.0 allows you to block funds for future use.
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